Use this free student visa money calculator to see how much money you must show for a student visa in Australia, the UK, Canada or the USA, converted into Nepali rupees (NPR) and Indian rupees (INR). It shows two numbers: the minimum the visa rules ask for, and a realistic first-year budget with fees, insurance and a safety buffer. It uses the official 2026 amounts and the latest Nepal Rastra Bank exchange rate when it can load it.
Rules checked: 29 September 2026. This is a planning estimate, not immigration advice. Officers can ask for more than the minimum.
Student visa money calculator (with NPR and INR)
Two answers: the minimum the visa rules ask you to show, and a realistic first-year budget with fees and a safety buffer. Rules checked 30 September 2026. Planning estimate only, not a visa decision.
Uses the official living-cost figure for a full 12 months. Rent in big cities is often higher, so treat this as a floor and keep the buffer.
Rules this calculator uses
| Rule | Amount | Checked |
|---|
INR is shown using Nepal Rastra Bank’s fixed rate of NPR 160 per INR 100. Figures marked “check” change often; confirm them on the official page before you pay. This tool does not store what you type.
How the student visa money calculator works
- Australia: A$29,710 a year for living costs for the main applicant (in place since 10 May 2024), plus tuition still to pay and travel. Partner and child amounts apply only if your visa can include family: from 2 October 2026 most students cannot (see Home Affairs).
- UK: £1,529 a month in London or £1,171 outside London, for up to 9 months. For applications made on or after 30 November 2026 these rise to £1,570 and £1,203. Add course fees you still owe. Funds must be held for 28 days in a row.
- Canada: CAD 23,448 for one person from 1 September 2026, rising with family size (CAD 29,192 for two, 35,888 for three, 43,572 for four, plus 6,318 for each extra person), plus first-year tuition and travel. Quebec is different.
- USA: no fixed amount. Show at least the first-year total printed on your Form I-20.
Minimum versus realistic budget. The first box shows only what the visa rules ask you to show. The second box is what the first year is likely to cost you: tuition after any scholarship, living costs for a full 12 months, the visa fee, health cover (the UK Immigration Health Surcharge, Australian OSHC or Canadian provincial cover) and travel, plus a safety buffer you choose. Plan your savings and loans around the second number.
The calculator converts using the Nepal Rastra Bank selling rate, because that is roughly what a bank charges when you buy foreign currency. Indian rupee figures use Nepal Rastra Bank’s fixed rate of NPR 160 per INR 100. Your bank’s own rate may differ, so leave a buffer.
Why the source of money matters as much as the amount
Showing the right number is only half the job. Officers in every country look at where the money came from and how long it has been there. Read how much bank balance you need to study abroad and financial documents for the F-1 visa before you prepare your file.
Related guides
- NOC for study abroad from Nepal
- Canada proof of funds rises to CAD 23,448
- UK maintenance funds rise from 30 November 2026
- Sydney student cost of living 2026
- Send money to Nepal: legal ways and rates
Frequently asked questions
How much bank balance do I need for an Australian student visa from Nepal?
At least A$29,710 for 12 months of living costs, plus your first-year tuition still to pay and travel. Use the calculator above to see it in NPR.
How much money do I need for a UK student visa in 2026?
For up to 9 months: £1,529 a month in London or £1,171 outside London, plus course fees you still owe. From 30 November 2026 the monthly amounts rise to £1,570 and £1,203.
Which exchange rate should I use?
Use the rate your bank will actually give you. The calculator starts with the Nepal Rastra Bank selling rate as a reference.